This case study demonstrates how the Government of Indonesia has reduced the vulnerabilities of its housing stock over time through the implementation of two key public housing schemes: BSPS (Home Improvement Subsidy Program) and the IGAHP (Indonesia Green Affordable Housing Program). BSPS demonstrates that by providing subsidies to low-income homeowners for implementing structural and non-structural improvements, and through various other quality control mechanisms, governments can improve the resilience of the existing housing stocks at the country level. Unlike BSPS, IGAHP involves the banking sector, with subsidies disbursed through banks as part of the home loan application process. Click to Read